US Estate Tax Checker

Non-US investors who hold US shares or US-listed ETFs may leave their heirs a US tax bill of tens of percent. Enter your figures for an instant estimate and an explanation.

As of 2026 · no Israel–US estate tax treaty
Details

The form is pre-filled with sample figures; replace them with yours: $1 million in US shares and US ETFs.

Citizenship and residence
Assets (USD)

The tag beside each asset shows whether it counts toward the taxable estate of a non-US citizen who is not US-domiciled. For a US citizen or US-domiciled person, all worldwide assets count.

US assets that count

Even when held through an Israeli broker or bank.
Funds domiciled in the US, such as SPY, VOO, QQQ.
Cars, art, jewellery or physical cash in the US.

US assets that do not count

Bonds whose interest qualifies as exempt portfolio interest.
Irish-domiciled UCITS funds or Israeli funds, even if they hold US shares.
Including an Israeli or other foreign company that holds US assets.

Assets outside the US

Israeli real estate, Israeli investments, savings, life policies and so on.
Debts and gifts

Gifts above the annual exclusion reported on Form 709. They reduce the exemption left for the estate.

Marital status
Heirs

Estate tax is set by the status of the deceased. The heirs' status affects their own reporting, cost basis and later taxation.

This tool is not tax, legal or investment advice. It gives a general estimate under 2026 US federal law: a $60,000 exemption ($13,000 credit) for a non-resident alien, and a $15,000,000 basic exclusion for a US citizen or domiciliary under the OBBBA. It does not cover US state estate taxes, special deductions, charitable bequests, complex holding structures, trusts or the expatriation rules (877A/2801). There is no Israel–US estate tax treaty. Consult a qualified US tax adviser before making any decision.